ARCEM PARTNERS

Products

Insurance and benefits solutions for a wide range of needs.

We offer commercial insurance, personal insurance, and employee benefits—from essential coverage to specialized solutions—based on each client's needs.

Property & Casualty

Property, liability, and the specialty lines.

From commercial property to the specialty lines designed around what the business needs, plus the personal coverage for the people who run these businesses.

Property & Casualty

  • Commercial Property
  • Condominium
  • Builder's Risk
  • Owner Controlled Insurance Programs (Wrap-Ups)
  • Boiler & Machinery / Equipment Breakdown
  • Commercial General Liability
  • Excess Liability / Umbrella Liability
  • Automobile Insurance
  • Crime
  • Inland Marine
  • Ocean Cargo
  • Aviation Insurance
  • Terrorism
  • Bonds

Financial & Specialty Lines

  • Directors and Officers Liability (D&O)
  • Employment Practices Liability
  • Fiduciary Liability
  • Cyber Liability
  • Errors & Omissions
  • Medical Malpractice
  • Hospital Professional Liability
  • Environmental / Pollution Legal Liability
  • Product Recall

Personal Lines

  • Dwelling
  • Homeowners
  • Personal Package
  • Personal Liability & Umbrella Liability
  • Personal Auto
  • Jewelry & Fine Arts
  • Yacht
  • Travel Insurance

Employee Benefits

The full benefits platform, plan by plan.

Health, life, disability, and the coverage Puerto Rico law requires — coordinated as one platform, not separate policies.

Health, Life & Disability

  • Group and Individual Health Plans
  • Group & Individual Life Insurance
  • Long Term Disability (LTD)
  • Short Term Disability (STD)
  • Supplemental Insurance
  • Long Term Care
  • Dental
  • Law 139-SINOT
  • Major Medical Expenses
  • Pharmacy
  • Vision
  • Retirement solutions through strategic partners

Don't see your line here? Ask us anyway.

Some businesses need coverage designed around a risk that doesn't fit a standard category. Tell us more about your business.